COMMERCIAL LOANS

Finance for Your Business. Built Around Your Goals.

Your Business Is Unique. Your Finance Should Be Considered That Way.

Perhaps you’ve built a successful business and are ready to purchase your first commercial property. Maybe you’re looking to expand into a larger premises, purchase an investment property, refinance an existing facility, or take advantage of a new business opportunity.

Whatever the reason, commercial finance isn’t something that should be approached with a one-size-fits-all solution.

The type of property, purpose of the loan, business structure, income, existing commitments and your longer-term plans can all influence the finance options available to you.

That’s where a conversation can make a difference.

Instead of starting with a loan product, we start by understanding you, your business and what you’re trying to achieve.

WHO IS COMMERCIAL FINANCE FOR?

Helping Businesses at Different Stages

Commercial finance isn’t only for large corporations. It can be relevant to businesses at different stages of their journey.

Established Businesses
Your business may have reached a point where purchasing or upgrading commercial premises makes sense.
Growing Businesses
Expansion may require additional space, a new location or investment in property.
Business Owners Purchasing Their First Premises
Moving from renting to owning can be a significant step for an established business.
Property Investors
Investors may be looking to purchase or refinance eligible commercial property.

COMMERCIAL LOAN PROCESS

A Clear Path From Idea to Finance

Commercial finance can feel complicated when you're trying to understand everything at once.

Start by telling us what you're looking to achieve. You don't need to know exactly which loan you need.

We'll discuss your business, financial position, property and intended purpose so we can understand the bigger picture.

We'll help you understand the commercial finance options that may be available based on your circumstances.

Before proceeding, it's important to understand the proposed loan amount, rate, term, fees, repayment structure and relevant conditions.

Once you've decided to proceed, we'll help you understand the application process and information required.

The relevant lender will assess your application according to its lending criteria.

If approved and all required conditions are satisfied, you can proceed according to the lender's process.

Talk with us

F.A.Q.

Commercial Loan Frequently Asked Questions

A commercial loan is generally finance used for business or commercial purposes, such as purchasing or refinancing eligible commercial property.

Depending on the property, loan purpose, lender and your circumstances, commercial property finance may be available.

Potentially. The available options depend on the business, property, loan purpose and lender requirements.

Yes, commercial refinancing may be available depending on your circumstances and the lender's criteria.

Commercial investment finance may be available for eligible properties and borrowers, subject to lender requirements.

There is no standard amount. Borrowing capacity depends on factors such as the property, business financials, income, existing commitments, security and lender criteria.

Requirements vary, but commercial applications can require business financial information, property information, identification and other supporting documentation.

The timeframe varies depending on the complexity of the transaction, lender, property, documentation and assessment process.

It may be possible, depending on the lender, business circumstances, experience, financial position and proposed transaction.