RESIDENTIAL LOANS

Residential Finance That Fits Around Your Circumstances

What Are Residential Loans?

Residential loans are lending products designed around residential property and residential lending needs.

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Residential Lending Options

Instead of making this page about “buying a home”, we can introduce the different areas of residential lending.

What Should You Look At Besides the Interest Rate?

A loan can look attractive because of its advertised rate, but there is more to consider.

When comparing residential lending, look at the whole picture:

Interest rate
Fees and charges
Repayment structure
Loan term
Offset availability
Redraw facilities
Additional repayment options
Fixed-rate conditions
Flexibility

The lowest rate isn’t automatically the right loan.

The right comparison starts with understanding what you actually need from your finance

Residential Finance for Different Situations

Your circumstances can change over time.

F.A.Q.

Frequently Asked Questions

Residential lending generally refers to finance associated with residential property and residential lending purposes.

No. Residential lending can cover different purposes and circumstances, depending on the loan product, lender and borrower.

Potentially, yes. Investment lending is subject to the relevant lender's criteria and the borrower's circumstances.

Depending on your circumstances and lender, different loan structures or products may be available.

LVR means Loan-to-Value Ratio. It compares the amount being borrowed with the value of the property.

Yes. Lenders can have different policies, requirements, products and assessment criteria

Financing Dreams with Trust Tour Future, Our commitments.

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