Where Are You on Your Home-Buying Journey?
Buying Your First Home
Taking your first step into the property market can feel exciting and a little overwhelming. We'll help you understand the finance process, what lenders may look at and what you should consider before making an application.
Buying Your Next Home
Your next property may be bigger, smaller, closer to work or simply a better fit for where life is taking you. We can help you consider the finance involved in making your next move.
Moving Into Something Different
Sometimes your current home no longer works for your family or lifestyle.Whether you're upsizing, downsizing or simply ready for a change, understanding your finance position can help you plan your next move.
There Isn't One Home Loan for Everyone
Your interest rate can change over time, which means your repayments may change.
Your interest rate is fixed for an agreed period, giving you greater repayment certainty during that period.
A loan may be divided between fixed and variable portions, depending on the lender and product.
Your repayments generally cover both interest and part of the amount borrowed.
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Depending on the product, you may have access to features such as offset accounts or redraw facilities.
Buying Your First Home? Start Here.
You don’t need to know every lending term or understand every part of the application process before you speak with us.
We’ll help you understand things like:
What you may be able
to borrow
What deposit you may
need
What additional costs
to budget for
What lenders may
consider
What the application
process looks like
What happens after
approval
The goal is simple: Make your first home purchase feel less complicated.
F.A.Q.
Home Loan Questions, Answered
Your borrowing capacity depends on factors such as your income, expenses, existing commitments, deposit, property value and lender criteria.
The amount required can vary depending on your circumstances, the property and the lender. There may also be additional purchase costs to consider.
Both have different characteristics. The appropriate option depends on your circumstances, preferences and the products available to you.
Pre-approval may be available depending on the lender and your circumstances. It can help you understand your potential borrowing position before seriously searching for a property.
Depending on your circumstances, you may need identification, income information, bank statements, details of existing debts and other financial information.
The timeframe varies depending on your circumstances, documentation, lender and application.
Some loan products allow additional repayments, while others may have restrictions. This depends on the specific loan product
Find Us
- info@wahidafinance.com.au
- 0405 066 499
- Barcoo Drive Logan Reserve, QLD 4133
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